About Business Mortgages Broker

We arrange the mortgage that lets a trading business own the premises it works from. Our clients are the companies behind the offices, workshops, surgeries, shops, showrooms and units that keep the country running, and we lead on the business's own finance: the accounts, the trading and the debt the business can comfortably carry.

What we do

We are a finance broker, not a lender. We arrange owner-occupier business mortgages for companies buying their own premises, remortgages and equity release for owners refinancing property they already hold, and short-term bridging to secure a purchase quickly. We also arrange the more specialist routes: buying premises through a pension, mortgages on premises with a flat above, and finance for franchise units and professional practices. We take your case to lenders across the market and compare the terms that come back.

How we work

Tell us the premises, whether you are buying or refinancing, the deposit you can put in, a little about how the company trades and your timescale. We come back with indicative terms at no charge. We keep the deal moving through valuation, legal work and lender sign-off, so completion is not held up by admin.

Who runs it

Business Mortgages Broker is run by Matt Lenzie and is a trading name of Lenzie Consulting Ltd. Matt writes the guidance on this site. We are straight about what a mortgage can and cannot do, and we say so when buying is not the right move for a business.

A note on regulation

Commercial lending arranged for limited companies and other commercial borrowers is not regulated by the Financial Conduct Authority. Some agreements, for example a regulated mortgage contract or lending to a sole trader or individual, can be regulated; where that is the case we refer the transaction to an appropriately authorised firm. We are not pension, tax or legal advisers; where a purchase involves a pension we introduce you to a qualified specialist. Nothing on this site is financial, tax or legal advice.